Interest rates are getting higher. Over 3.2 % interest in instant access savings accounts
High 3.21 % Interest Instant Access Savings Accounts
Banks offer instant access savings account with 3.21 % interest rate. Some of the highest interest rates are paid by niche banks.
An instant access savings account is a type of savings account that allows you to withdraw your money at any time without penalty. This type of account is great for those who want to have quick and easy access to their funds, while still earning interest on their savings.
While instant access savings accounts are designed to provide you with flexibility and easy access to your funds, there are some accounts that come with limited access. These accounts may have restrictions on the number of withdrawals you can make within a certain period or may require you to give advance notice before making a withdrawal.
Some banks have started to offer even higher interest rate on instant access accounts.
Banks that regularly offer high interest on instant savings accounts include.
- Ford Money
- Marcus by Goldman Sachs
- Al Rayan Bank
- Zopa
Which Bank offers Very High Instant Access Savings Interest Rates?
At the time of writing Zopa offers 3.21 % interest rate.
It is important to check if savings are protected by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. At present the guaranteed amount is £85,000.
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